Facility maintenance reduces risk – and claims
As Ben Franklin said, “An ounce of prevention is worth a pound of cure.”
When churches and nonprofit organizations take steps to protect their property, it also reduces the need to file insurance claims. While a claim covers repair costs, it may also eventually lead to higher insurance rates. Conversely, churches that take a proactive approach to maintenance may obtain more competitive rates. They’ll also have the added benefit of preventing facility catastrophes.
What are the key areas to focus on?
While this list is not comprehensive, it includes some of the most common facility failures:
water damage
Water damage is the leading threat to facilities. Limit it by:
Knowing the location of the main shutoff valve + purchasing an automatic shutoff.
Routinely checking plumbing for leaks; monitor your building for mold, puddles and drips.
Routinely inspecting your sump pump and enabling a battery backup.
Keeping the temperature above 55 F to prevent pipe bursts.
Installing a sewage backup emergency shutoff to prevent inflow during heavy rain.
Keeping gutters and downspouts clear.
FIRE PROTECTION AND CARBON MONOXIDE
Make your fire department your ally. Ask for an inspection and advice.
Know what’s behind the walls. Wiring in historic buildings may be vulnerable.
Regularly inspect, test and replace smoke detectors.
Inspect fire extinguishers and fire suppression systems annually.
Inspect the electrical system periodically.
Store flammable materials properly.
Have a clear fire evacuation plan that is understood and practiced by staff and volunteers.
Carbon monoxide safety
Install detectors.
Don’t use gas appliances for heat.
If leaks are detected, fix them before re-occupancy.
ELECTRICAL SAFETY
Unplug equipment during storms.
Install appliance-grade surge protectors for sensitive equipment.
Consider a commercial surge protector to shield your entire electrical system.
Don’t overload outlets.
VANDALISM PREVENTION
Add lights to parking lots, entrances and exits. Install motion lights inside and out.
Install surveillance cameras.
Install a security system.
Consider an entrance/exit gate to prevent after-hours vehicle access.
Consider converting keys to keypads.
SLIP-AND-FALL PREVENTION
Regularly inspect for uneven surfaces and cracks. Identify and repair banisters and fixtures that may fail.
Use signs to alert of hazards, including wet floors.
Proactively clear snow and ice.